Natural Disasters and FL Flood Insurance
It’s been a year of natural disasters that have made headlines here and all around the globe: hurricanes, tornadoes, floods, earthquakes and even the Tsunami that devastated a large area in Japan. Throughout the United States, many states have been affected with natural disasters, reminding us that natural disasters can strike anywhere at any time. When it comes to natural disasters and your homeowners insurance it’s vital that you are clear on exactly what you are covered for.
As a guideline, insurance companies may cover, fire, wind and storm damage, hail and other perils such as theft and explosions. Flood, tsunami and earthquake are not included in standard homeowners insurance policies. FL flood insurance is available through the federal Government’s National Flood Insurance Program, and can often be purchased through the insurance agents who arrange your standard homeowners insurance. Earthquake insurance is usually available from regular insurance providers as a separate policy.
If you do live in an area prone to floods, earthquakes, tornadoes or hurricanes, it’s important to check your specific policy to see if you are covered (and for how much). And always feel free to contact one of our insurance agents who will be able to offer their professional advice.
Storing Books Tips
If you like to buy books regularly, you might feel a bit dizzy in arranging and storing the books. Check out the tips storing books properly:
1. Avoid storing books in boxes, because the book can be a yellowish color. Then you should save it in the bookshelf.
2. We recommend using the covered bookshelf to avoid dust and dirt.
3. Make sure your bookshelf is made of sturdy material to hold the burden of your books.
4. Set the rack position is not too attached to the wall next to the outside of the house so as not disturbed by the temperature and humidity.
5. Avoid placing bookshelf directly highlighted sunshine or other lights. Books will be quickly damaged if exposed to sunlight frequently.
6. Clean the shelf and books with a feather duster or vacuum cleaner frequently.